At 44, I'm not technically a millennial but I definitely change things up a lot. Mostly my job and where I live. I also have a keen sense of not knowing how much longer the show will go on without collapsing. Pollution of the air, land and sea, global warming, deforestation and mass extinction of species. Will I make it to retirement? Does it make sense to save for it? Very difficult questions and no one knows the answer.